Njengoko ulutsha luqala ukuxhalaba ngokhathalelo lwabantu abadala kunye nokwanda kolwazi loluntu, abantu baye baba nomdla kwishishini lokhathalelo lwabantu abadala, kwaye nemali nayo iye yangena. Kwiminyaka emihlanu eyadlulayo, ingxelo yaxela kwangaphambili ukuba abantu abadala eTshayina baya kuxhasa ishishini lokhathalelo lwabantu abadala. Imakethi yeetriliyoni zeedola eza kuqhuma. Ukhathalelo lwabantu abadala lishishini apho ukubonelela ngeenkonzo kungenakukwazi ukumelana neemfuno.
Amathuba amatsha.
Ngowama-2021, imakethi yesilivere eTshayina yayimalunga ne-10 trillion yuan, kwaye iyaqhubeka nokukhula. Umyinge wokukhula kwe-compound ngonyaka wokusetyenziswa komntu ngamnye phakathi kwabantu abadala eTshayina umalunga ne-9.4%, udlula izinga lokukhula kwemizi-mveliso emininzi. Ngokusekelwe kolu qikelelo, ngo-2025, umyinge wokusetyenziswa komntu ngamnye ngabantu abadala eTshayina uza kufikelela kwi-25,000 yuan, kwaye kulindeleke ukuba inyuke iye kwi-39,000 yuan ngo-2030.
Ngokwedatha evela kwiSebe lezoShishino noLwazi, ubungakanani bemarike yeshishini lokhathalelo lwabantu abadala basekhaya buza kudlula i-20 trillion yuan ngo-2030. Ikamva leshishini lokhathalelo lwabantu abadala laseTshayina linamathuba amaninzi ophuhliso.
Uphuculo lwendlela
1. Ukuphuculwa kweendlela ezinkulu.
Ngokuphathelele ulwakhiwo lophuhliso, ingqwalasela kufuneka itshintshe ukusuka ekugxininiseni ishishini leenkonzo zokhathalelo lwabantu abadala ukuya ekugxininiseni ishishini leenkonzo zokhathalelo lwabantu abadala. Ngokuphathelele isiqinisekiso esijolise kuso, kufuneka itshintshe ukusuka ekuboneleleni ngoncedo kubantu abadala abangenayo ingeniso, abangenankxaso, nabangenabantwana, ukuya ekuboneleleni ngeenkonzo kubo bonke abantu abadala kuluntu. Ngokuphathelele ukhathalelo lwabantu abadala oluseziko, ingqwalasela kufuneka itshintshe ukusuka kumaziko okhathalelo lwabantu abadala angenzi nzuzo ukuya kwimodeli apho amaziko okhathalelo lwabantu abadala angenzi nzuzo nangenzi nzuzo ahlala khona. Ngokuphathelele ukubonelela ngeenkonzo, indlela kufuneka itshintshe ukusuka ekuboneleleni ngokuthe ngqo ngeenkonzo zokhathalelo lwabantu abadala ukuya ekuthengweni kukarhulumente kweenkonzo zokhathalelo lwabantu abadala.
2. Inguqulelo ilandelayo
Iimodeli zokhathalelo lwabantu abadala kwilizwe lethu ziyinto engaqhelekanga. Kwiindawo zasezidolophini, amaziko okhathalelo lwabantu abadala ngokubanzi aquka amakhaya entlalontle, amakhaya abantu abadala, amaziko abantu abadala, kunye neeflethi zabantu abadala. Iinkonzo zokhathalelo lwabantu abadala ezisekelwe kuluntu ziquka amaziko eenkonzo zabantu abadala, iiyunivesithi zabantu abadala, kunye neeklabhu zabantu abadala. Iimodeli zangoku zeenkonzo zokhathalelo lwabantu abadala zinokuqwalaselwa kuphela kwinqanaba lokuqala lophuhliso. Ngokusebenzisa amava amazwe aseNtshona aphuhlileyo, uphuhliso lwayo luya kuphucula ngakumbi, lujolise ngakumbi, lulinganise, luqhele, kwaye lucwangcise imisebenzi kunye neentlobo zeenkonzo.
Uqikelelo lweMarike
Ngokwezibikezelo zemithombo eyahlukeneyo, kuquka iZizwe eziManyeneyo, iKhomishini yeSizwe yoLuntu kunye noCwangciso lweNtsapho, iKomiti yeSizwe yoKuluphala, kunye nezinye iingcali, kuqikelelwa ukuba inani labantu abadala baseTshayina liza kunyuka ngomyinge wezigidi ezili-10 ngonyaka ukususela ngo-2015 ukuya ku-2035. Okwangoku, izinga leentsapho zabantu abadala ezingenanto ezidolophini lifikelele kwi-70%. Ukususela ngo-2015 ukuya ku-2035, iTshayina iza kungena kwinqanaba lokwaluphala ngokukhawuleza, apho inani labantu abaneminyaka engama-60 nangaphezulu liza kunyuka ukusuka kwizigidi ezingama-214 ukuya kwizigidi ezingama-418, eliyi-29% yenani lilonke labantu.
Inkqubo yokwaluphala eTshayina iyanda, kwaye ukunqongophala kwezixhobo zokhathalelo lwabantu abadala kube yingxaki enkulu yoluntu. ITshayina ingene kwinqanaba lokwaluphala ngokukhawuleza. Nangona kunjalo, yonke into inamacala amabini. Kwelinye icala, ukwaluphala kwabantu kuya kuzisa uxinzelelo kuphuhliso lwesizwe. Kodwa kwelinye icala, ngumceli mngeni kwaye lithuba. Inani elikhulu labantu abadala liya kuqhuba uphuhliso lwemarike yokhathalelo lwabantu abadala.
Ixesha lokuthumela: Juni-29-2023
